Workshop will educate women on social security

HARLINGEN — An educational workshop titled “Savvy Social Security Planning for Women” has been scheduled for Tuesday, Jan. 16, from 6 p.m. to 7:30 p.m. at Jackson Square Events Center located at 301 E. Jackson Ave. in Downtown Harlingen.

Social Security is one of the few income sources that keeps up with inflation and lasts for life. But most women fail to maximize their benefits because they don’t understand the little-known rules that can help them get more out of the system.

This workshop will cover:

• How much Social Security you stand to receive over your lifetime

• How the decisions you make in your 60s can determine the amount of income you’ll have in your 80s

• How to take advantage of spousal benefits, survivor benefits, divorced-spouse benefits, and even divorced-spouse survivor benefits

• How to coordinate your own retirement benefit with benefits you might receive as a spouse or divorced spouse

• Why women who are married should make the decision about when their husbands should apply for Social Security

• Why you should consider your husband’s life expectancy when deciding when to claim your own retirement benefit

• What to do if your husband or ex-husband dies

• What to do if your marital status changes

• How to plan for the extra-long life

This workshop is for women and for men who have women in their lives (wives, sisters and mothers). It features essential information all women need to have if they are concerned about financial security in retirement.

Seating is limited and reservations are recommended. Individuals may reserve space by calling United Capital Financial Life Management at (956) 216-7525.

IF YOU GO

WHAT: Savvy Social Security Planning for Women workshop

WHERE: Jackson Square Events Center, 301 E. Jackson Ave., downtown Harlingen

WHEN: Tuesday, Jan. 16, from 6 to 7:30 p.m.

WHY: To learn how to maximize Social Security benefits and more

HOW: Call (956) 216-7525 to reserve your spot. This is a free workshop